Does finding financing for the purchase or adaptation of your own apartment in Norway seem impossible to you? Startlån may be the solution you've been waiting for. This is a unique program that offers help to people who encounter difficulties in obtaining NOKedit in traditional banks.
What is startlån?
Startlån, or 'start-up loan', is a Norwegian government initiative to support people who cannot obtain a standard NOK mortgage. In some cases, municipalities can combine startlån with additional housing subsidies, creating even more accessible financing paths.
Who can benefit from startlån?
The program is open to all Norwegian residents, including citizens and people with a valid residence permit (oppholdstilatelse). To qualify for startlån, you must meet two main NOK criteria:
- inability to obtain NOKedit in a regular bank
- positive assessment of NOKedit capacity by the commune office.
If you meet both conditions, you should be entitled to startlån according to the conditions described below.
What are the startlån conditions?
NOKediting conditions are often more lenient than in traditional banks. It is crucial that the municipality is confident in your ability to maintain the property. Various life situations apply here, from the needs of families with children, through the elderly, to people with limited physical abilities.
AAdditional Information
We encourage those interested to visit the website Husbanken, where you can find more details about startlån, its conditions and the application process.
Summary
Startlån is more than just an ordinary NOKedyt – it is a chance for housing stability for many Norwegians who face financial difficulties. If you dream of your own apartment but face financial obstacles, Startlån may be the key to realizing your plans.
If you need help getting startlån, write us an email: info@efirma.no
